Tide is about doing what you love

We believe the world would be a better place if more people

gave it a shot.

It’s why we’re building a modern business current account that gives time back to people who work for themselves.

So you can get back to doing what you love.

For companies of all shapes and sizes

Freelancers

Straightforward business current accounts at no monthly cost to get started for sole traders, consultants and contractors

Small businesses

Limited companies save time with accounting integration, invoicing directly from the app and Expense Cards for easy expense management

Scaling businesses

Upgrade to our Plus or Premium memberships when your business needs more support and enjoy exclusive perks

Register your limited company and open a Tide account all in one go
  • It’s FREE

    We pay the incorporation fee on your behalf and give you a free business account.

  • It’s fast

    Apply within minutes and get set up all in one go.

  • It’s safe

    We’re an approved formation agent with a secure Companies House integration, so you’re in good hands.

More than just an account

Our business current account is packed with features which save you time and money:

  • Auto-categorisation

    We automatically tag your income and spending. Customise the labels to suit your company.

  • Easy expenses

    Upload receipts, auto-match them to transactions, add a note if you like and it’s all stored digitally.

  • Sync with accountancy software

    Link your account to software like Xero, QuickBooks, Sage and more.

  • Send, pay and track invoices

    No need for a separate system, keep on top of your invoices directly in our app.

Easy account access
Desktop access

Manage your finances in a way that works for you, whether it’s in the palm of your hand, or from your computer.

Read access for your team

Invite business partners, colleagues or your accountant to view and download transactions.

Export CSV files

Download all your payments, attachments and notes, then upload them to any accounting software.

Sync up with your accounting software

Forget uploading CSVs – connect your account to Xero, QuickBooks, FreeAgent, Sage, KashFlow and Reckon.

Contactless Mastercard

We’ve made it easy to manage your Tide card so you stay in control.

Free business Mastercard

Spend on your card in the UK and abroad with no fees and no commission. (Getting cash from an ATM costs £1 and some machines might charge an extra fee.)

Instant card management

Stay in control from anywhere. Use the app to freeze, unfreeze, or cancel and re-order your card.

Company expense cards

Order up to 35 Tide Expense Cards for your team and keep track of who's spending what. Set up sub-accounts to ringfence money for expenses.

Use everywhere

Spend in shops, buy online and withdraw cash worldwide wherever Mastercard is accepted.